Bitcoin was a breath of fresh air when it comes to finances and doing business world wide. But ofcourse the transaction costs made us cry. Then came monero with its in-built privacy, It was like I am seeing angels in heaven (fr). Monero is ideal when it comes to payments but it isn’t accepted everywhere hence this post.
Anonymity in receiving and paying mainly depends on the risk and amount of money you are transacting. If you are doing grey stuff, the best banks in the world will block you for 5$. If you do a 1000$ transaction on paypal in legit biz, they take a loan for 180 days and give you no interest (🤣).
Structure
You will be needing a shell. Set up wyoma EIN with relayfi.
Phone number: hushed, google fi or jmp chat (DM for extra sauce)
Get a forwarding address from here.
Micro Anon
Gift cards win here. Stripe gets 10/10.
Fill Cakepay Mastercard with BTC, buy gift cards offline or at fluz through LLC. Amazon gift cards are alpha because people spend a lot there, so its easy to liquidate.
Stripe + lemonsqueezy will be more than enough for most people.
Stripe will only leak statement descriptor, change it via: Settings > Public Details > Descriptor Also make sure anything on this page is not intended to be private. Switch off "show number on receipt". Business name and email here are important.
Use an appropriate name for descriptor that will not lead to unintended disputes. Avoid Disputes as they tend to leak info. Also >1% dispute rate causes stripe to freeze your account.
Apple pay masks your cards, so just use that everywhere and you are golden. P.S. Don't use Gpay for masking payments. Lolllll. Gpay processes the info on servers, while apple pay does it locally.
Medium Anon
Personal big monthly payments should be through your real name in most cases. Can give out collectibles (cards/legos). Offshore Banks work best here though.
Big Money
Politician funding is mainly through Bonds / T-bills. International same-day wires are done for one time huge transfers. Have a good relationship with a tradefi (HSBC).
Crypto
https://docs.bisq.network/payment-methods
Bitcoin isn't private but best store of value. Receive it in Samourai Wallet. Transfer some to Phoenix wallet and use it as a daily driver (low tx fees / lightening)
Monero is CASH. Use Moneroju for it. Cake Wallet is nice for buying crypto directly with a card.
For Etherium and Assets? Nothing beats safe.global
Wanna sign with a hardware key? Buy coldcard. Electrum is a nice wallet for multi sig / cold wallet storage. Need a ready made solution? Check out passport
But how to get crypto by depositing fiat? Best way is to have a banking account in panama (consult @bowtiedglobe)
Second best is to get a wyoma LLC and open up an account at Kraken. Just don't leave anything in the exchange, get it ASAP to your own wallet.
Full Name
You can have top tier OPSEC and use private browsers but Your name will pop up the moment someone pays you.
You can make your name mean nothing. Just search your full name on google and delete stuff. Remove accounts that you find and file for removal. Your name is important only if someone on the web can form a profile. Otherwise, doesn't mean nothing.
Misc
Privacy com, Pst net, Ironvest, Mysudo